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Consumer Accounts

 

                     Regular Checking

  • $100 Minimum to Open Account

  • No Minimum Balance Required

  • No Monthly Service Charge

  • Unlimited Check Writing

  • Free VISA Check Card / Free Card Fraud Monitoring

  • Overdraft Transfer Available for Additional Fee

  • Free Direct Deposit

  • Free Telephone Banking

  • Free Online Banking

  • Free Online Statements 

 

 

                     Money Market 

  • Earn interest credited monthly

  • $2500 to open account

  • $7 service charge waived with $2500 minimum daily balance

  • $5 fee for every transaction over 6 per month.  Contact a Citizens State Bank of Cheney, KS associate for further details and disclosures.    

 

 

                     NOW Account

  • Earn interest credited monthly, see our current rates page  

  • $1000 to open account

  • $7 service charge waived with $1000 minimum daily balance

 

 

                      Passbook Savings 

  • Earn interest credited quarterly, see our current rates page

  • $100 to open account

  • $3 service fee waived with $100 minimum daily balance

  • $.50 excessive withdrawl fee will be charged for each item over 6 per month

 

 

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