Commercial loans for:

  • Commercial real estate purchase

  • Commercial real estate refinance

  • Commercial operating loans

  • Expansion

  • Acquisition

  • Inventory

  • Lines of Credit 



Commercial loan benefits:

  • Flexible terms

  • Competitive fixed rates


SBA PPP loans:



• The Paycheck Protection Program (PPP) now allows certain eligible borrowers that previously received a PPP loan to apply for a Second Draw PPP Loan with the same general loan terms as their First Draw PPP Loan.

• Second Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs      caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

• Full Forgiveness Terms Second Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8- to 24-week covered period following loan disbursement

• Employee and compensation levels are maintained in the same manner as required for the First Draw PPP loan;

• The loan proceeds are spent on payroll costs and other eligible expenses; and

• At least 60 percent of the proceeds are spent on payroll costs.

A borrower is generally eligible for a Second Draw PPP Loan if the borrower:

• Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses;

• Has no more than 300 employees; and

• Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.



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