The Hazards of Hoteling

By Amy Hebert, Consumer Education Specialist, FTC (July 1, 2014)

Booking a hotel stay for a summervacation? Before you check in, check out how scammers try to take advantage of travelers.

The late night call from the front desk:

You think you're getting a late-night call from the front desk telling you there's a problem with your credit card, and they need to verify the number, so you read it to them over the phone. But it's really a scammer on the line. If a hotel really had an issue with your card, they would ask you to come to the front desk.

The pizza delivery deal:

In another scam, you find a pizza delivery flyer slipped under your hotel door. You call to order, and they take your credit card number over the phone. But the flyer is a fake, and a scammer now has your information. Before you order, make sure you check out the business, or get recommendations from the front desk.

The fake Wi-Fi network:

You search for Wi-Fi networks and find one with the hotel's name. But it turns out it's only a sound-alike and has nothing to do with the hotel. By using it, you could gice a scammer access to your information. Check with the hotel to make sure your're using the authorized network before you connect. Read more tips on using public Wi-Fi networks.

Haven't booked your trip yet? If you're thinking of getting a vacation rental, take a moment to read up about rental listing scams. And check out thise travel tips, including tell-tale signs that a travel offer or prize might be a scam.

Important Information


 December 2011


Change to


U.S. Savings


Click here for more information

Paper savings bonds will no longer be

sold at financial institutions after

December 31, 2011.

But they're not going away, you can

purchase bonds online through

Treasury Direct.


 February 24, 2011 - Direct Deposit and Your Bank





Your Bank

See Article Below



Americans who enroll for federal government benefit payments - including Social Security, Supplemental Security Income, Veterans Affairs, Office of Personnel Management and Railroad Retirement Board - on or after May 1, 2011 will receive them only by direct deposit (or the government's Direct Express Debit MasterCard program).

Any person that now receives paper checks for government benefit payments will be switched to direct deposit or the government debit card by March 1, 2013.

If you as a beneficiary do not specify direct deposit into your bank, you will automatically be enrolled in the government debit card program.


There are many good reasons for you to use direct deposit services. Here are just three:

SAFE: It lessens your chances of becoming a fraud victim.

EASY: You don't have to take any action - on the scheduled day the payment is sent electronically to your account.

FAST: Your money is in the bank and immediately available to you.

Take action today and learn how easy it is to arrange for direct deposit.




 If you apply for benefits on or after May 1, 2011 then you must choose an electronic payment option at the time you sign up for your benefits. If you wish to direct your money into your bank account, you will want to have the following information on hand at the time you apply for your benefits.

You will need three pieces of information to arrange direct deposit:

1.  Your bank routing number

2.  Your account number (see  graphic)

3.  Account type (checking or saving)

 If you are currently receiving benefit payments by paper check: You must switch to electronic payments before the March 1, 2013 deadline. Switching from checks to direct deposit is fast, easy and free at , by calling the U.S. Treasury Processing Center's toll-free helpline at (800)333-1795, or by calling your banker.


Estimate your FDIC Insurance Coverage  with EDIE the Estimator at




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